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Exclusive Listing - Arboretum Area Completely Remodeled

$249,900 Just Reduced

Remodeled South Charlotte Home : South Charlotte Home

Address: 8051 Serendipity LN	City/ST: Charlotte, NC	Zip Code: 28277
Location: Arboretum Charlotte	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1700	Bedrooms: 3	Bathrooms: 2 full, 1 half
MLS# 888847	Property Tax: $2294

English Cottage Charm, Cul-da-sac lot on a wooded almost half acre lot. Remodeled Master down with a charming feel and location in Arboretum area of Charlotte. Home boasts Newly remodled kitchen with upgraded cabinets, stainless steel appliances including refrigerator & light fixtures. Remodled baths as well with new flooring, cabinets & tile. Pick your own carpet with $2800 carpet allowance with accepted offer. Seller motivated.

Last Updated: 10/14/2009 2:53:14 PM

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First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Q	What area in the United States has the highest per capita income?
A	The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Team Ludlow, REALTOR�, real estate agent and broker for Charlotte, South Charlotte, Matthews and Waxhaw, North Carolina home listings, property and land for sale - NUMBER1EXPERT

Team Ludlow
Keller Williams Realty
2804 Vidalia Ct
Monroe, NC 28110
Cell - Lisa: 704-965-7435
Cell - Larry: 704-906-7991
Fax: 704-887-6838
lisaludlow@NUMBER1EXPERT.com
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